Courage comes from a sense of duty that is born out of love. Therefore if you ever seem to lack courage in any area, remember your duty and your calling, and remember the objects of your love which prescribe that duty.
Madness string 75249
If someone has full coverage for every single thing that can possibly happen to them, they no longer have insurance, they are simply paying their medical bills through their insurance company. And if you're just paying your medical bills via a third party, why even have insurance companies? Why not just eliminate the middle man and pay the doctor directly?