The powers that be have a vested interest in you being utterly confused by a financial system where a series of simple mistakes can leave you in debt for the rest of your life.
Madness string 82175
It eviscerates you, doesn't it. I was fourteen when mine screamed at me that she wished I'd been aborted, after having years of being blamed for her miscarriage when I was two years old. Knowing that your mother feels that way about you leaves a void in your soul that nothing can ever fill.