The powers that be have a vested interest in you being utterly confused by a financial system where a series of simple mistakes can leave you in debt for the rest of your life.
You might want to consider upgrading your boyfriend. This one seems... faulty.
Madness string 82175
Fine. Then we'll all go. Forget about Harper, forget about Burma, forget about the refugees. We'll all just go down to a live sun and have a picnic.