Nobody wants to live in a "plutocracy", a system where the rich govern. Not even the rich want this. It would mean spending all their time and wealth bribing politicians instead of relaxing on their yacht.
He's still depressed, he's just depressed in pants. You can be depressed in pants.
Madness string 49784
This sounds like 'The Call of the Void'. If I remember correctly, it's a real thing and you aren't insane.