A well in the basement?! That would be ABSURD. Now come on, let's get back to this world full of time-space portals and split shards of deities and sentient porridge.
Madness string 12772
Something that I think is super important to keep in mind is that every person has trusted their abuser at one point. Having a secret fund doesn't mean they don't trust you. It just means they're trying to protect themselves if something goes wrong.