Madness string 112769

Random mermaid
The one train trip I did from Denver to New York took three days, and at one point, because of a train derailment outside Omaha, we had to spend six hours on a bus. We didn't even arrive in time to get to our final train, so Amtrack bought us plane tickets from Chicago to New Jersey. Most Americans are not comfortable with train travel.

If someone has full coverage for every single thing that can possibly happen to them, they no longer have insurance, they are simply paying their medical bills through their insurance company. And if you're just paying your medical bills via a third party, why even have insurance companies? Why not just eliminate the middle man and pay the doctor directly?